It’s all about trust

Together, we build your dream agency

The first, the biggest

ALC Zurich Takaful in Johor.


Zurich Franchise Network

About Us

Teras Legacy was founded on July 2020 as an ALC Zurich Takaful Malaysia Berhad to serve the people especially Johorean to transform their life by taking their career to the next level.

What is ALC, ZFN?

ALC is simply a shorthand for Agency Leader Corporation. It is general term for any Takaful Businesses. An ALC under Zurich Takaful is known as Zurich Franchise Network, ZFN.

Teras Legacy is the first and the biggest ZFN in Johor.

Join Us Now!

Show Me The Money. Our program surely will give you that. We already tailored this program with simple and comprehensive guide for you to start.

It is now your turn to be like us!

Our Agency Leaders

Let’s create your dream agency with us

With our program and guidance, you never know how easy it is to build your own agency.