FAB PROGRAM FREEDOM
Plan the life.
Not the product.
FAB gives clients a simple way to start with the outcome they want to protect or build. The product conversation comes later.
HOW FAB FITS
Seven planning conversations. One client-first starting point.
FAB is positioned as a Teras Legacy planning framework, not as a Zurich product name. It helps an advisor understand the client's need before explaining relevant current takaful options.
Benefits, contributions, eligibility, underwriting and product availability remain subject to the latest official product documents and quotation process.
Protect household continuity when the main income earner can no longer provide.
Build toward a retirement fund while maintaining protection around the journey.
Prepare education funding while protecting the plan if life does not go as expected.
Plan for financial obligations, asset commitments and a more orderly transfer to the people you leave behind.
Protect income and essential living commitments if accident or illness affects the ability to work.
A FAB planning category in the existing programme hub. Detailed programme material is still being migrated.
Prepare for hospital and treatment costs so medical decisions are not driven only by immediate cash flow.
Family, retirement, education, estate, disability, travel or medical.
Who is being protected, what commitments matter and what outcome is important.
The advisor maps that need to current official options and the next quotation step.